John A. Napolitano, a retirement planning specialist who proudly serves Mount Pleasant and surrounding areas of South Carolina, invites you to contact him for a Free Analysis of your current retirement plan. John will be happy to discuss current options that may improve your retirement plan.
Similar to an annual health check-up, it is recommended to complete an annual financial check-up as well.
Your financial needs may have significantly changed or new products may be available. It is always wise to evaluate your options to determine if your current planning is still synonymous with your goals.
John A. Napolitano is a resident of Mount Pleasant and specializes in serving his neighbors.
John will review your current financial standing and help you view your assets in an entirely new way. His custom analysis will allow you to learn more about your options. By evaluating your most recent account statements, he will begin to assemble a picture of your risk and reward plan.
Next he will ask you:
What are your retirement financial goals and aspirations?
Do you anticipate your income needs changing in the future?
Are there any funds in your current portfolio that expose you to risk?
He will then do the research on your behalf. It is possible that some of your retirement vehicles may have undergone some changes over time or have been surpassed by newer more efficient products.
Finally, John will create a summary of your holdings. At that time, he will build a comprehensive retirement plan to present you with the best options to maximize your financial situation and wealth.
Call John at (843) 200-7564 or click here to schedule a FREE Analysis.
There is no such thing as a perfect financial tool. It is important that you make an informed decision based on your unique financial goals and objectives, and understand the product you are considering purchasing. Annuities are designed to be long-term accumulation or income vehicles. As such, there are typically stipulations within the contract that may limit the amount of money you can access, or when you can access it, without incurring a surrender charge or loss of value. These stipulations will be clearly described within the issuing companies sales literature, or the annuity contract itself. Also, as opposed to some other types of investments, money withdrawn from an annuity may be subject to penalties if withdrawn prior to age 59 ½, and is commonly taxed at ordinary income tax rates, as opposed to capital gains tax rates. If you have questions about how these rules may impact your individual tax situation, it is best to consult with your tax professional.